Call reports 2004
SUNSHINE STATE COMMUNITY BANK — 2004
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 89,042,000 | 91,472,000 | 95,410,000 | 102,528,000 |
| Total loans | 54,352,000 | 60,083,000 | 63,779,000 | 68,215,000 |
| Allowance for loan losses | 453,000 | 483,000 | 513,000 | 543,000 |
| Securities available for sale | 21,194,000 | 22,335,000 | 21,138,000 | 25,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,176,000 | 79,850,000 | 83,952,000 | 89,443,000 |
| Interest-bearing deposits | 50,893,000 | 51,139,000 | 55,091,000 | 59,806,000 |
| Noninterest-bearing deposits | 24,283,000 | 28,711,000 | 28,861,000 | 29,637,000 |
| Equity capital | 6,772,000 | 6,571,000 | 7,223,000 | 7,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,048,000 | 3,245,000 | 4,577,000 |
| Interest expense | 208,000 | 427,000 | 659,000 | 920,000 |
| Net interest income | 789,000 | 1,621,000 | 2,586,000 | 3,657,000 |
| Noninterest income | 100,000 | 260,000 | 424,000 | 641,000 |
| Noninterest expense | 644,000 | 1,341,000 | 2,092,000 | 2,894,000 |
| Provision for loan losses | 29,000 | 59,000 | 88,000 | 118,000 |
| Pretax income | 216,000 | 481,000 | 830,000 | 1,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 481,000 | 830,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,618,000 | 6,884,000 | 7,266,000 | 7,159,000 |
| Total capital | 7,071,000 | 7,367,000 | 7,779,000 | 7,702,000 |
| Risk-weighted assets | 58,625,000 | 62,439,000 | 65,864,000 | 70,025,000 |