Call reports 2003
SUNSHINE STATE COMMUNITY BANK — 2003
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 69,244,000 | 69,910,000 | 75,233,000 | 77,716,000 |
| Total loans | 41,151,000 | 43,011,000 | 46,238,000 | 51,424,000 |
| Allowance for loan losses | 413,000 | 430,000 | 410,000 | 443,000 |
| Securities available for sale | 13,516,000 | 16,316,000 | 18,039,000 | 17,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,168,000 | 59,434,000 | 64,743,000 | 65,791,000 |
| Interest-bearing deposits | 39,723,000 | 41,060,000 | 44,872,000 | 45,149,000 |
| Noninterest-bearing deposits | 18,445,000 | 18,374,000 | 19,870,000 | 20,642,000 |
| Equity capital | 6,069,000 | 6,383,000 | 6,590,000 | 6,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,662,000 | 2,505,000 | 3,435,000 |
| Interest expense | 215,000 | 434,000 | 617,000 | 808,000 |
| Net interest income | 590,000 | 1,228,000 | 1,888,000 | 2,627,000 |
| Noninterest income | 74,000 | 175,000 | 278,000 | 388,000 |
| Noninterest expense | 408,000 | 850,000 | 1,322,000 | 1,850,000 |
| Provision for loan losses | 35,000 | 63,000 | 63,000 | 99,000 |
| Pretax income | 221,000 | 490,000 | 781,000 | 1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 490,000 | 781,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,958,000 | 6,228,000 | 6,557,000 | 6,862,000 |
| Total capital | 6,371,000 | 6,658,000 | 6,967,000 | 7,305,000 |
| Risk-weighted assets | 42,716,000 | 46,823,000 | 49,150,000 | 53,484,000 |