Call reports 2002
SUNSHINE STATE COMMUNITY BANK — 2002
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,808,000 | 47,148,000 | 55,547,000 | 56,415,000 |
| Total loans | 31,084,000 | 34,175,000 | 35,870,000 | 38,849,000 |
| Allowance for loan losses | 387,000 | 393,000 | 393,000 | 382,000 |
| Securities available for sale | 3,717,000 | 7,671,000 | 7,324,000 | 7,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,215,000 | 41,369,000 | 49,388,000 | 50,088,000 |
| Interest-bearing deposits | 26,775,000 | 27,864,000 | 34,486,000 | 36,354,000 |
| Noninterest-bearing deposits | 15,441,000 | 13,504,000 | 14,902,000 | 13,734,000 |
| Equity capital | 5,384,000 | 5,685,000 | 5,970,000 | 6,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,268,000 | 2,020,000 | 2,795,000 |
| Interest expense | 173,000 | 363,000 | 589,000 | 831,000 |
| Net interest income | 413,000 | 905,000 | 1,431,000 | 1,964,000 |
| Noninterest income | 40,000 | 80,000 | 130,000 | 193,000 |
| Noninterest expense | 311,000 | 649,000 | 1,017,000 | 1,408,000 |
| Provision for loan losses | 83,000 | 88,000 | 88,000 | 88,000 |
| Pretax income | 59,000 | 248,000 | 456,000 | 661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 248,000 | 456,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,356,000 | 5,555,000 | 5,793,000 | 6,068,000 |
| Total capital | 5,744,000 | 5,948,000 | 6,186,000 | 6,450,000 |
| Risk-weighted assets | 34,434,000 | 34,941,000 | 37,526,000 | 39,447,000 |