Call reports 2025
CENTINEL BANK OF TAOS — 2025
What CENTINEL BANK OF TAOS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 417,651,000 | 421,278,000 | 430,208,000 | 413,219,000 |
| Total loans | 147,675,000 | 149,641,000 | 151,924,000 | 154,444,000 |
| Allowance for loan losses | 1,670,000 | 1,670,000 | 1,645,000 | 1,644,000 |
| Securities available for sale | 143,066,000 | 144,938,000 | 143,625,000 | 105,284,000 |
| Securities held to maturity | 42,280,000 | 42,229,000 | 42,177,000 | 42,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,729,000 | 387,892,000 | 395,114,000 | 376,497,000 |
| Interest-bearing deposits | 252,389,000 | 251,100,000 | 253,447,000 | 234,885,000 |
| Noninterest-bearing deposits | 132,340,000 | 136,792,000 | 141,667,000 | 141,612,000 |
| Equity capital | 28,718,000 | 29,206,000 | 30,854,000 | 32,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,398,000 | 8,755,000 | 13,409,000 | 18,005,000 |
| Interest expense | 1,086,000 | 2,168,000 | 3,251,000 | 4,299,000 |
| Net interest income | 3,312,000 | 6,587,000 | 10,158,000 | 13,706,000 |
| Noninterest income | 380,000 | 780,000 | 1,224,000 | 1,724,000 |
| Noninterest expense | 1,925,000 | 3,836,000 | 5,758,000 | 8,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,767,000 | 3,531,000 | 5,624,000 | 5,496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,767,000 | 3,531,000 | 5,624,000 | 5,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,357,000 | 38,228,000 | 38,743,000 | 37,943,000 |
| Total capital | 40,078,000 | 39,949,000 | 40,439,000 | 39,638,000 |
| Risk-weighted assets | 156,000,000 | 154,279,000 | 154,007,000 | 158,494,000 |