Call reports 2024
CENTINEL BANK OF TAOS — 2024
What CENTINEL BANK OF TAOS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 418,217,000 | 405,328,000 | 414,264,000 | 429,607,000 |
| Total loans | 141,159,000 | 141,629,000 | 139,575,000 | 138,869,000 |
| Allowance for loan losses | 1,732,000 | 1,730,000 | 1,730,000 | 1,671,000 |
| Securities available for sale | 152,700,000 | 148,630,000 | 148,702,000 | 142,816,000 |
| Securities held to maturity | 42,486,000 | 42,434,000 | 42,383,000 | 42,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,437,000 | 379,378,000 | 383,365,000 | 400,883,000 |
| Interest-bearing deposits | 250,847,000 | 243,582,000 | 244,257,000 | 253,961,000 |
| Noninterest-bearing deposits | 140,590,000 | 135,796,000 | 139,108,000 | 146,922,000 |
| Equity capital | 22,860,000 | 21,969,000 | 26,826,000 | 24,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,420,000 | 8,885,000 | 13,344,000 | 17,796,000 |
| Interest expense | 1,164,000 | 2,350,000 | 3,529,000 | 4,715,000 |
| Net interest income | 3,256,000 | 6,535,000 | 9,815,000 | 13,081,000 |
| Noninterest income | 385,000 | 808,000 | 1,228,000 | 1,666,000 |
| Noninterest expense | 1,791,000 | 3,590,000 | 5,553,000 | 7,669,000 |
| Provision for loan losses | 0 | 0 | 0 | -51,000 |
| Pretax income | 1,850,000 | 3,753,000 | 5,490,000 | 7,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,850,000 | 3,753,000 | 5,490,000 | 7,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,564,000 | 35,645,000 | 36,045,000 | 36,571,000 |
| Total capital | 38,296,000 | 37,375,000 | 37,775,000 | 38,293,000 |
| Risk-weighted assets | 139,934,000 | 148,619,000 | 148,222,000 | 147,984,000 |