Call reports 2023
CENTINEL BANK OF TAOS — 2023
What CENTINEL BANK OF TAOS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 388,337,000 | 395,544,000 | 404,977,000 | 414,563,000 |
| Total loans | 136,498,000 | 140,093,000 | 141,838,000 | 142,546,000 |
| Allowance for loan losses | 1,748,000 | 1,748,000 | 1,740,000 | 1,732,000 |
| Securities available for sale | 175,878,000 | 169,414,000 | 158,412,000 | 157,487,000 |
| Securities held to maturity | 42,691,000 | 42,640,000 | 42,588,000 | 42,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,191,000 | 374,191,000 | 385,113,000 | 388,863,000 |
| Interest-bearing deposits | 212,019,000 | 218,789,000 | 227,698,000 | 241,370,000 |
| Noninterest-bearing deposits | 152,172,000 | 155,402,000 | 157,415,000 | 147,493,000 |
| Equity capital | 21,156,000 | 18,176,000 | 16,083,000 | 22,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,445,000 | 7,093,000 | 11,241,000 | 15,636,000 |
| Interest expense | 386,000 | 986,000 | 1,834,000 | 2,897,000 |
| Net interest income | 3,059,000 | 6,107,000 | 9,407,000 | 12,739,000 |
| Noninterest income | 401,000 | 821,000 | 1,762,000 | 2,187,000 |
| Noninterest expense | 1,511,000 | 3,107,000 | 4,900,000 | 6,772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,949,000 | 3,821,000 | 6,269,000 | 8,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,949,000 | 3,821,000 | 6,269,000 | 8,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,177,000 | 33,754,000 | 34,513,000 | 34,698,000 |
| Total capital | 35,924,000 | 35,501,000 | 36,253,000 | 36,430,000 |
| Risk-weighted assets | 160,168,000 | 162,337,000 | 146,072,000 | 161,929,000 |