Call reports 2022
CENTINEL BANK OF TAOS — 2022
What CENTINEL BANK OF TAOS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 401,950,000 | 386,069,000 | 387,934,000 | 388,302,000 |
| Total loans | 123,852,000 | 125,853,000 | 132,932,000 | 135,368,000 |
| Allowance for loan losses | 1,757,000 | 1,758,000 | 1,752,000 | 1,751,000 |
| Securities available for sale | 173,976,000 | 187,650,000 | 180,002,000 | 177,269,000 |
| Securities held to maturity | 42,892,000 | 42,842,000 | 42,792,000 | 42,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,725,000 | 362,042,000 | 369,910,000 | 368,763,000 |
| Interest-bearing deposits | 205,923,000 | 205,594,000 | 205,746,000 | 204,652,000 |
| Noninterest-bearing deposits | 167,802,000 | 156,448,000 | 164,164,000 | 164,111,000 |
| Equity capital | 25,430,000 | 21,161,000 | 15,024,000 | 16,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,614,000 | 8,983,000 | 12,502,000 |
| Interest expense | 29,000 | 55,000 | 82,000 | 276,000 |
| Net interest income | 2,665,000 | 5,559,000 | 8,901,000 | 12,226,000 |
| Noninterest income | 357,000 | 796,000 | 1,172,000 | 1,585,000 |
| Noninterest expense | 1,455,000 | 2,978,000 | 4,495,000 | 6,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,567,000 | 3,377,000 | 5,578,000 | 7,647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,567,000 | 3,377,000 | 5,578,000 | 7,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,137,000 | 30,639,000 | 31,584,000 | 32,211,000 |
| Total capital | 32,815,000 | 32,397,000 | 33,336,000 | 33,962,000 |
| Risk-weighted assets | 134,171,000 | 141,526,000 | 158,523,000 | 160,152,000 |