Call reports 2021
CENTINEL BANK OF TAOS — 2021
What CENTINEL BANK OF TAOS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 354,741,000 | 379,161,000 | 392,008,000 | 380,203,000 |
| Total loans | 125,321,000 | 122,876,000 | 119,471,000 | 124,363,000 |
| Allowance for loan losses | 1,769,000 | 1,768,000 | 1,768,000 | 1,759,000 |
| Securities available for sale | 189,058,000 | 213,951,000 | 188,380,000 | 204,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,142,000 | 344,158,000 | 356,951,000 | 346,288,000 |
| Interest-bearing deposits | 186,420,000 | 184,983,000 | 191,621,000 | 186,948,000 |
| Noninterest-bearing deposits | 135,722,000 | 159,175,000 | 165,330,000 | 159,340,000 |
| Equity capital | 29,905,000 | 32,215,000 | 32,189,000 | 31,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,626,000 | 5,371,000 | 8,260,000 | 10,847,000 |
| Interest expense | 46,000 | 88,000 | 120,000 | 150,000 |
| Net interest income | 2,580,000 | 5,283,000 | 8,140,000 | 10,697,000 |
| Noninterest income | 346,000 | 727,000 | 1,109,000 | 1,646,000 |
| Noninterest expense | 1,253,000 | 2,572,000 | 3,931,000 | 5,398,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,643,000 | 3,408,000 | 5,776,000 | 7,403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,643,000 | 3,408,000 | 5,776,000 | 7,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,995,000 | 28,611,000 | 29,979,000 | 30,509,000 |
| Total capital | 29,461,000 | 30,154,000 | 31,476,000 | 32,120,000 |
| Risk-weighted assets | 116,982,000 | 123,253,000 | 119,497,000 | 128,774,000 |