Call reports 2020
CENTINEL BANK OF TAOS — 2020
What CENTINEL BANK OF TAOS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 290,680,000 | 323,536,000 | 333,578,000 | 340,289,000 |
| Total loans | 105,491,000 | 125,200,000 | 122,853,000 | 121,782,000 |
| Allowance for loan losses | 1,606,000 | 1,649,000 | 1,694,000 | 1,739,000 |
| Securities available for sale | 145,962,000 | 142,986,000 | 162,989,000 | 172,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,322,000 | 290,637,000 | 299,531,000 | 306,207,000 |
| Interest-bearing deposits | 163,129,000 | 174,338,000 | 173,029,000 | 179,109,000 |
| Noninterest-bearing deposits | 95,193,000 | 116,299,000 | 126,502,000 | 127,098,000 |
| Equity capital | 29,589,000 | 30,154,000 | 31,296,000 | 31,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,863,000 | 7,268,000 | 9,618,000 |
| Interest expense | 98,000 | 171,000 | 222,000 | 271,000 |
| Net interest income | 2,376,000 | 4,692,000 | 7,046,000 | 9,347,000 |
| Noninterest income | 393,000 | 939,000 | 1,574,000 | 1,954,000 |
| Noninterest expense | 1,276,000 | 2,565,000 | 3,861,000 | 5,257,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 150,000 |
| Pretax income | 1,478,000 | 3,006,000 | 4,654,000 | 5,894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,478,000 | 3,006,000 | 4,654,000 | 5,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,822,000 | 25,063,000 | 26,085,000 | 26,353,000 |
| Total capital | 27,233,000 | 26,426,000 | 27,496,000 | 27,783,000 |
| Risk-weighted assets | 112,757,000 | 108,790,000 | 112,662,000 | 114,166,000 |