Call reports 2019
CENTINEL BANK OF TAOS — 2019
What CENTINEL BANK OF TAOS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 254,889,000 | 263,147,000 | 276,271,000 | 279,487,000 |
| Total loans | 98,977,000 | 100,781,000 | 101,916,000 | 105,393,000 |
| Allowance for loan losses | 1,592,000 | 1,592,000 | 1,591,000 | 1,588,000 |
| Securities available for sale | 122,417,000 | 122,377,000 | 126,620,000 | 132,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,192,000 | 236,248,000 | 248,197,000 | 251,318,000 |
| Interest-bearing deposits | 144,202,000 | 145,980,000 | 148,478,000 | 158,846,000 |
| Noninterest-bearing deposits | 84,990,000 | 90,268,000 | 99,719,000 | 92,472,000 |
| Equity capital | 23,105,000 | 24,235,000 | 25,343,000 | 25,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,633,000 | 7,087,000 | 9,574,000 |
| Interest expense | 79,000 | 198,000 | 318,000 | 440,000 |
| Net interest income | 2,223,000 | 4,435,000 | 6,769,000 | 9,134,000 |
| Noninterest income | 385,000 | 800,000 | 1,243,000 | 1,649,000 |
| Noninterest expense | 1,309,000 | 2,605,000 | 3,934,000 | 5,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,299,000 | 2,630,000 | 4,078,000 | 5,424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,299,000 | 2,630,000 | 4,078,000 | 5,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,743,000 | 23,358,000 | 23,890,000 | 24,344,000 |
| Total capital | 25,037,000 | 24,663,000 | 25,229,000 | 25,721,000 |
| Risk-weighted assets | 103,257,000 | 104,143,000 | 106,927,000 | 110,018,000 |