Call reports 2018
CENTINEL BANK OF TAOS — 2018
What CENTINEL BANK OF TAOS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 239,809,000 | 244,462,000 | 247,776,000 | 253,184,000 |
| Total loans | 87,183,000 | 88,774,000 | 96,332,000 | 98,885,000 |
| Allowance for loan losses | 1,593,000 | 1,593,000 | 1,593,000 | 1,592,000 |
| Securities available for sale | 120,517,000 | 121,660,000 | 119,348,000 | 119,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,122,000 | 223,379,000 | 226,865,000 | 230,471,000 |
| Interest-bearing deposits | 140,171,000 | 141,651,000 | 143,089,000 | 144,730,000 |
| Noninterest-bearing deposits | 77,951,000 | 81,728,000 | 83,776,000 | 85,741,000 |
| Equity capital | 19,234,000 | 18,545,000 | 18,383,000 | 20,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 3,987,000 | 6,148,000 | 8,424,000 |
| Interest expense | 52,000 | 114,000 | 178,000 | 246,000 |
| Net interest income | 1,916,000 | 3,873,000 | 5,970,000 | 8,178,000 |
| Noninterest income | 356,000 | 761,000 | 1,154,000 | 1,571,000 |
| Noninterest expense | 1,256,000 | 2,511,000 | 3,789,000 | 5,201,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,016,000 | 2,123,000 | 3,335,000 | 4,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,016,000 | 2,123,000 | 3,335,000 | 4,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,787,000 | 21,527,000 | 21,962,000 | 22,444,000 |
| Total capital | 23,022,000 | 22,777,000 | 23,217,000 | 23,731,000 |
| Risk-weighted assets | 98,508,000 | 99,736,000 | 100,089,000 | 102,734,000 |