Call reports 2017
CENTINEL BANK OF TAOS — 2017
What CENTINEL BANK OF TAOS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 224,684,000 | 220,811,000 | 232,706,000 | 231,545,000 |
| Total loans | 82,113,000 | 85,047,000 | 88,064,000 | 87,331,000 |
| Allowance for loan losses | 1,596,000 | 1,594,000 | 1,594,000 | 1,592,000 |
| Securities available for sale | 109,088,000 | 111,449,000 | 105,876,000 | 114,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,765,000 | 198,581,000 | 209,998,000 | 209,516,000 |
| Interest-bearing deposits | 136,025,000 | 130,274,000 | 128,685,000 | 134,553,000 |
| Noninterest-bearing deposits | 66,740,000 | 68,307,000 | 81,313,000 | 74,963,000 |
| Equity capital | 19,588,000 | 19,837,000 | 20,280,000 | 19,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,516,000 | 5,372,000 | 7,224,000 |
| Interest expense | 47,000 | 97,000 | 150,000 | 202,000 |
| Net interest income | 1,619,000 | 3,419,000 | 5,222,000 | 7,022,000 |
| Noninterest income | 361,000 | 721,000 | 1,092,000 | 1,480,000 |
| Noninterest expense | 1,225,000 | 2,482,000 | 3,731,000 | 5,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 756,000 | 1,659,000 | 2,749,000 | 3,496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 756,000 | 1,659,000 | 2,749,000 | 3,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,335,000 | 20,179,000 | 20,564,000 | 20,771,000 |
| Total capital | 21,472,000 | 21,356,000 | 21,749,000 | 21,989,000 |
| Risk-weighted assets | 90,475,000 | 93,713,000 | 94,373,000 | 97,104,000 |