Call reports 2016
CENTINEL BANK OF TAOS — 2016
What CENTINEL BANK OF TAOS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,182,000 | 212,836,000 | 217,908,000 | 222,046,000 |
| Total loans | 83,620,000 | 81,758,000 | 81,546,000 | 82,449,000 |
| Allowance for loan losses | 1,593,000 | 1,594,000 | 1,595,000 | 1,596,000 |
| Securities available for sale | 85,923,000 | 85,213,000 | 80,152,000 | 93,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,740,000 | 190,233,000 | 195,231,000 | 201,305,000 |
| Interest-bearing deposits | 132,212,000 | 127,916,000 | 128,691,000 | 132,488,000 |
| Noninterest-bearing deposits | 59,528,000 | 62,317,000 | 66,540,000 | 68,817,000 |
| Equity capital | 20,185,000 | 20,218,000 | 20,280,000 | 18,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,654,000 | 3,297,000 | 4,894,000 | 6,527,000 |
| Interest expense | 46,000 | 95,000 | 141,000 | 191,000 |
| Net interest income | 1,608,000 | 3,202,000 | 4,753,000 | 6,336,000 |
| Noninterest income | 416,000 | 784,000 | 1,146,000 | 1,505,000 |
| Noninterest expense | 1,251,000 | 2,475,000 | 3,704,000 | 5,076,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 924,000 | 1,662,000 | 2,346,000 | 2,997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 924,000 | 1,662,000 | 2,346,000 | 2,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,476,000 | 19,137,000 | 19,368,000 | 19,580,000 |
| Total capital | 20,570,000 | 20,215,000 | 20,434,000 | 20,685,000 |
| Risk-weighted assets | 87,052,000 | 85,760,000 | 84,779,000 | 87,913,000 |