Call reports 2015
CENTINEL BANK OF TAOS — 2015
What CENTINEL BANK OF TAOS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 206,073,000 | 196,709,000 | 197,767,000 | 210,129,000 |
| Total loans | 80,104,000 | 82,203,000 | 85,114,000 | 85,329,000 |
| Allowance for loan losses | 1,585,000 | 1,594,000 | 1,595,000 | 1,596,000 |
| Securities available for sale | 90,881,000 | 92,468,000 | 87,066,000 | 92,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,894,000 | 176,334,000 | 176,554,000 | 189,502,000 |
| Interest-bearing deposits | 120,219,000 | 114,587,000 | 113,793,000 | 125,077,000 |
| Noninterest-bearing deposits | 64,675,000 | 61,747,000 | 62,761,000 | 64,425,000 |
| Equity capital | 18,946,000 | 18,108,000 | 18,944,000 | 18,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,167,000 | 4,836,000 | 6,500,000 |
| Interest expense | 44,000 | 86,000 | 128,000 | 172,000 |
| Net interest income | 1,530,000 | 3,081,000 | 4,708,000 | 6,328,000 |
| Noninterest income | 383,000 | 730,000 | 1,326,000 | 1,704,000 |
| Noninterest expense | 1,209,000 | 2,440,000 | 3,681,000 | 5,032,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 689,000 | 1,346,000 | 2,330,000 | 2,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,346,000 | 2,330,000 | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,215,000 | 17,975,000 | 18,371,000 | 18,552,000 |
| Total capital | 19,357,000 | 19,109,000 | 19,508,000 | 19,692,000 |
| Risk-weighted assets | 90,958,000 | 90,280,000 | 90,470,000 | 90,708,000 |