Call reports 2014
CENTINEL BANK OF TAOS — 2014
What CENTINEL BANK OF TAOS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 193,068,000 | 194,929,000 | 190,484,000 | 196,974,000 |
| Total loans | 79,600,000 | 80,795,000 | 80,258,000 | 78,940,000 |
| Allowance for loan losses | 1,552,000 | 1,574,000 | 1,596,000 | 1,570,000 |
| Securities available for sale | 84,894,000 | 83,825,000 | 88,235,000 | 88,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,972,000 | 175,307,000 | 170,933,000 | 177,275,000 |
| Interest-bearing deposits | 122,455,000 | 118,008,000 | 115,471,000 | 116,319,000 |
| Noninterest-bearing deposits | 51,517,000 | 57,299,000 | 55,462,000 | 60,956,000 |
| Equity capital | 16,910,000 | 17,369,000 | 17,148,000 | 17,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,156,000 | 4,713,000 | 6,314,000 |
| Interest expense | 46,000 | 88,000 | 132,000 | 175,000 |
| Net interest income | 1,504,000 | 3,068,000 | 4,581,000 | 6,139,000 |
| Noninterest income | 417,000 | 811,000 | 1,173,000 | 1,575,000 |
| Noninterest expense | 1,222,000 | 2,478,000 | 3,837,000 | 5,209,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 83,000 |
| Pretax income | 676,000 | 1,356,000 | 1,850,000 | 2,422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 676,000 | 1,356,000 | 1,850,000 | 2,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,661,000 | 17,369,000 | 17,453,000 | 17,525,000 |
| Total capital | 18,694,000 | 18,412,000 | 18,508,000 | 18,578,000 |
| Risk-weighted assets | 82,147,000 | 82,887,000 | 83,856,000 | 83,743,000 |