Call reports 2013
CENTINEL BANK OF TAOS — 2013
What CENTINEL BANK OF TAOS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 195,084,000 | 180,188,000 | 186,339,000 | 187,443,000 |
| Total loans | 79,497,000 | 80,160,000 | 78,949,000 | 78,663,000 |
| Allowance for loan losses | 1,453,000 | 1,485,000 | 1,506,000 | 1,528,000 |
| Securities available for sale | 70,967,000 | 74,666,000 | 76,558,000 | 81,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,570,000 | 162,091,000 | 167,674,000 | 169,674,000 |
| Interest-bearing deposits | 126,066,000 | 114,434,000 | 113,915,000 | 117,891,000 |
| Noninterest-bearing deposits | 49,504,000 | 47,657,000 | 53,759,000 | 51,783,000 |
| Equity capital | 17,486,000 | 15,965,000 | 16,488,000 | 15,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,055,000 | 4,603,000 | 6,263,000 |
| Interest expense | 76,000 | 134,000 | 185,000 | 233,000 |
| Net interest income | 1,436,000 | 2,921,000 | 4,418,000 | 6,030,000 |
| Noninterest income | 380,000 | 764,000 | 1,127,000 | 1,530,000 |
| Noninterest expense | 1,285,000 | 2,518,000 | 3,766,000 | 5,137,000 |
| Provision for loan losses | 45,000 | 75,000 | 98,000 | 120,000 |
| Pretax income | 486,000 | 1,092,000 | 1,681,000 | 2,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 1,092,000 | 1,681,000 | 2,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,763,000 | 16,549,000 | 16,729,000 | 16,986,000 |
| Total capital | 17,776,000 | 17,571,000 | 17,733,000 | 18,005,000 |
| Risk-weighted assets | 80,618,000 | 81,308,000 | 79,856,000 | 81,017,000 |