Call reports 2012
CENTINEL BANK OF TAOS — 2012
What CENTINEL BANK OF TAOS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 193,933,000 | 184,595,000 | 186,450,000 | 189,480,000 |
| Total loans | 80,074,000 | 81,304,000 | 82,005,000 | 79,529,000 |
| Allowance for loan losses | 1,440,000 | 1,452,000 | 1,497,000 | 1,407,000 |
| Securities available for sale | 82,504,000 | 82,608,000 | 78,123,000 | 59,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,132,000 | 165,331,000 | 166,599,000 | 170,402,000 |
| Interest-bearing deposits | 130,500,000 | 118,235,000 | 115,290,000 | 119,386,000 |
| Noninterest-bearing deposits | 44,632,000 | 47,096,000 | 51,309,000 | 51,016,000 |
| Equity capital | 16,966,000 | 17,304,000 | 17,896,000 | 17,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,417,000 | 5,106,000 | 6,700,000 |
| Interest expense | 112,000 | 211,000 | 304,000 | 390,000 |
| Net interest income | 1,591,000 | 3,206,000 | 4,802,000 | 6,310,000 |
| Noninterest income | 368,000 | 758,000 | 1,130,000 | 1,519,000 |
| Noninterest expense | 1,264,000 | 2,530,000 | 3,822,000 | 5,394,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 670,000 | 1,364,000 | 2,145,000 | 2,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,364,000 | 2,145,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,990,000 | 15,855,000 | 16,220,000 | 16,277,000 |
| Total capital | 17,067,000 | 16,937,000 | 17,303,000 | 17,268,000 |
| Risk-weighted assets | 85,778,000 | 86,228,000 | 86,190,000 | 78,851,000 |