Call reports 2011
CENTINEL BANK OF TAOS — 2011
What CENTINEL BANK OF TAOS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 167,224,000 | 164,200,000 | 168,862,000 | 178,554,000 |
| Total loans | 82,776,000 | 81,278,000 | 81,869,000 | 79,392,000 |
| Allowance for loan losses | 1,348,000 | 1,393,000 | 1,802,000 | 1,412,000 |
| Securities available for sale | 54,979,000 | 58,780,000 | 54,560,000 | 69,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,089,000 | 146,489,000 | 150,937,000 | 160,477,000 |
| Interest-bearing deposits | 113,497,000 | 109,816,000 | 109,181,000 | 120,103,000 |
| Noninterest-bearing deposits | 36,592,000 | 36,673,000 | 41,756,000 | 40,374,000 |
| Equity capital | 15,482,000 | 15,967,000 | 16,144,000 | 16,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,473,000 | 5,162,000 | 6,841,000 |
| Interest expense | 134,000 | 269,000 | 399,000 | 524,000 |
| Net interest income | 1,593,000 | 3,204,000 | 4,763,000 | 6,317,000 |
| Noninterest income | 360,000 | 736,000 | 1,107,000 | 1,486,000 |
| Noninterest expense | 1,272,000 | 2,565,000 | 3,838,000 | 5,182,000 |
| Provision for loan losses | 39,000 | 84,000 | 493,000 | 533,000 |
| Pretax income | 642,000 | 1,295,000 | 1,939,000 | 2,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 642,000 | 1,295,000 | 1,939,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,264,000 | 15,052,000 | 15,214,000 | 15,320,000 |
| Total capital | 16,326,000 | 16,110,000 | 16,254,000 | 16,372,000 |
| Risk-weighted assets | 83,517,000 | 83,052,000 | 82,471,000 | 83,803,000 |