Call reports 2010
CENTINEL BANK OF TAOS — 2010
What CENTINEL BANK OF TAOS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 174,862,000 | 179,170,000 | 172,409,000 | 165,004,000 |
| Total loans | 85,658,000 | 86,706,000 | 84,457,000 | 85,362,000 |
| Allowance for loan losses | 1,347,000 | 1,365,000 | 1,395,000 | 1,306,000 |
| Securities available for sale | 64,256,000 | 60,602,000 | 55,525,000 | 54,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,909,000 | 162,358,000 | 154,840,000 | 148,414,000 |
| Interest-bearing deposits | 128,996,000 | 125,224,000 | 117,998,000 | 111,268,000 |
| Noninterest-bearing deposits | 29,913,000 | 37,134,000 | 36,842,000 | 37,146,000 |
| Equity capital | 14,369,000 | 15,169,000 | 15,896,000 | 14,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,853,000 | 5,750,000 | 7,504,000 |
| Interest expense | 199,000 | 371,000 | 529,000 | 668,000 |
| Net interest income | 1,715,000 | 3,482,000 | 5,221,000 | 6,836,000 |
| Noninterest income | 391,000 | 765,000 | 1,126,000 | 1,479,000 |
| Noninterest expense | 1,303,000 | 2,627,000 | 3,902,000 | 5,352,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 773,000 | 1,560,000 | 2,355,000 | 3,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 773,000 | 1,560,000 | 2,355,000 | 3,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,560,000 | 13,654,000 | 14,081,000 | 14,623,000 |
| Total capital | 14,719,000 | 14,825,000 | 15,192,000 | 15,725,000 |
| Risk-weighted assets | 92,487,000 | 92,241,000 | 86,563,000 | 86,467,000 |