Call reports 2009
CENTINEL BANK OF TAOS — 2009
What CENTINEL BANK OF TAOS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 160,036,000 | 166,553,000 | 160,045,000 | 172,102,000 |
| Total loans | 88,405,000 | 87,111,000 | 87,991,000 | 85,699,000 |
| Allowance for loan losses | 1,270,000 | 1,291,000 | 1,313,000 | 1,318,000 |
| Securities available for sale | 39,030,000 | 45,620,000 | 45,750,000 | 65,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,587,000 | 152,564,000 | 145,201,000 | 157,193,000 |
| Interest-bearing deposits | 114,577,000 | 118,650,000 | 110,122,000 | 124,871,000 |
| Noninterest-bearing deposits | 31,010,000 | 33,914,000 | 35,079,000 | 32,322,000 |
| Equity capital | 12,789,000 | 12,209,000 | 13,169,000 | 13,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,033,000 | 5,998,000 | 7,900,000 |
| Interest expense | 333,000 | 622,000 | 869,000 | 1,081,000 |
| Net interest income | 1,724,000 | 3,411,000 | 5,129,000 | 6,819,000 |
| Noninterest income | 305,000 | 617,000 | 929,000 | 1,515,000 |
| Noninterest expense | 1,251,000 | 2,668,000 | 4,001,000 | 6,215,000 |
| Provision for loan losses | 50,000 | 85,000 | 105,000 | 115,000 |
| Pretax income | 728,000 | 1,507,000 | 2,184,000 | 2,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,507,000 | 2,184,000 | 2,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,149,000 | 12,082,000 | 12,377,000 | 12,787,000 |
| Total capital | 13,333,000 | 13,246,000 | 13,537,000 | 13,962,000 |
| Risk-weighted assets | 94,636,000 | 92,958,000 | 92,667,000 | 93,844,000 |