Call reports 2008
CENTINEL BANK OF TAOS — 2008
What CENTINEL BANK OF TAOS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 145,711,000 | 143,027,000 | 144,882,000 | 151,435,000 |
| Total loans | 85,418,000 | 86,183,000 | 84,819,000 | 86,828,000 |
| Allowance for loan losses | 1,165,000 | 1,193,000 | 1,222,000 | 1,220,000 |
| Securities available for sale | 21,614,000 | 30,897,000 | 27,981,000 | 28,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,564,000 | 129,486,000 | 131,398,000 | 137,622,000 |
| Interest-bearing deposits | 99,465,000 | 94,813,000 | 96,458,000 | 106,433,000 |
| Noninterest-bearing deposits | 32,099,000 | 34,673,000 | 34,940,000 | 31,189,000 |
| Equity capital | 12,232,000 | 11,769,000 | 11,602,000 | 12,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,221,000 | 4,364,000 | 6,443,000 | 8,600,000 |
| Interest expense | 572,000 | 1,043,000 | 1,500,000 | 1,914,000 |
| Net interest income | 1,649,000 | 3,321,000 | 4,943,000 | 6,686,000 |
| Noninterest income | 370,000 | 738,000 | 1,075,000 | 1,392,000 |
| Noninterest expense | 1,234,000 | 2,541,000 | 3,818,000 | 5,215,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 95,000 |
| Pretax income | 755,000 | 1,458,000 | 2,105,000 | 2,768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 755,000 | 1,458,000 | 2,105,000 | 2,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,006,000 | 11,659,000 | 11,522,000 | 11,503,000 |
| Total capital | 13,150,000 | 12,802,000 | 12,651,000 | 12,663,000 |
| Risk-weighted assets | 91,504,000 | 91,388,000 | 90,259,000 | 92,723,000 |