Call reports 2007
CENTINEL BANK OF TAOS — 2007
What CENTINEL BANK OF TAOS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 138,848,000 | 135,573,000 | 140,001,000 | 141,950,000 |
| Total loans | 91,164,000 | 90,552,000 | 88,342,000 | 86,674,000 |
| Allowance for loan losses | 1,082,000 | 1,114,000 | 1,133,000 | 1,133,000 |
| Securities available for sale | 29,309,000 | 28,258,000 | 26,132,000 | 22,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,933,000 | 122,984,000 | 126,761,000 | 128,755,000 |
| Interest-bearing deposits | 92,297,000 | 89,458,000 | 91,974,000 | 92,663,000 |
| Noninterest-bearing deposits | 33,636,000 | 33,526,000 | 34,787,000 | 36,092,000 |
| Equity capital | 11,070,000 | 10,730,000 | 11,266,000 | 11,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,361,000 | 4,715,000 | 7,103,000 | 9,452,000 |
| Interest expense | 587,000 | 1,175,000 | 1,782,000 | 2,373,000 |
| Net interest income | 1,774,000 | 3,540,000 | 5,321,000 | 7,079,000 |
| Noninterest income | 333,000 | 680,000 | 1,028,000 | 1,436,000 |
| Noninterest expense | 1,232,000 | 2,549,000 | 3,776,000 | 5,274,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 860,000 | 1,641,000 | 2,528,000 | 3,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 860,000 | 1,641,000 | 2,528,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,378,000 | 11,149,000 | 11,443,000 | 11,279,000 |
| Total capital | 12,460,000 | 12,263,000 | 12,576,000 | 12,412,000 |
| Risk-weighted assets | 95,722,000 | 93,306,000 | 92,823,000 | 91,854,000 |