Call reports 2003
CENTINEL BANK OF TAOS — 2003
What CENTINEL BANK OF TAOS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 116,704,000 | 117,624,000 | 118,566,000 | 120,457,000 |
| Total loans | 63,253,000 | 67,584,000 | 68,285,000 | 69,875,000 |
| Allowance for loan losses | 828,000 | 869,000 | 911,000 | 916,000 |
| Securities available for sale | 29,799,000 | 33,113,000 | 30,422,000 | 28,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,412,000 | 105,300,000 | 106,499,000 | 108,693,000 |
| Interest-bearing deposits | 73,656,000 | 70,582,000 | 73,959,000 | 73,295,000 |
| Noninterest-bearing deposits | 30,756,000 | 34,718,000 | 32,540,000 | 35,398,000 |
| Equity capital | 9,882,000 | 9,849,000 | 9,648,000 | 9,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,079,000 | 4,654,000 | 6,176,000 |
| Interest expense | 287,000 | 550,000 | 791,000 | 1,027,000 |
| Net interest income | 1,243,000 | 2,529,000 | 3,863,000 | 5,149,000 |
| Noninterest income | 401,000 | 787,000 | 1,188,000 | 1,572,000 |
| Noninterest expense | 1,129,000 | 2,171,000 | 3,230,000 | 4,374,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 470,000 | 1,055,000 | 1,686,000 | 2,182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 1,055,000 | 1,686,000 | 2,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,954,000 | 8,944,000 | 9,028,000 | 8,930,000 |
| Total capital | 9,782,000 | 9,813,000 | 9,939,000 | 9,846,000 |
| Risk-weighted assets | 72,166,000 | 75,330,000 | 75,641,000 | 76,262,000 |