Call reports 2002
CENTINEL BANK OF TAOS — 2002
What CENTINEL BANK OF TAOS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,927,000 | 107,416,000 | 111,580,000 | 111,873,000 |
| Total loans | 60,647,000 | 63,442,000 | 63,080,000 | 64,204,000 |
| Allowance for loan losses | 775,000 | 793,000 | 832,000 | 810,000 |
| Securities available for sale | 24,876,000 | 25,586,000 | 26,354,000 | 28,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,327,000 | 95,785,000 | 99,577,000 | 99,941,000 |
| Interest-bearing deposits | 71,728,000 | 71,105,000 | 71,543,000 | 71,903,000 |
| Noninterest-bearing deposits | 25,599,000 | 24,680,000 | 28,034,000 | 28,038,000 |
| Equity capital | 9,092,000 | 9,177,000 | 9,526,000 | 9,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,295,000 | 4,919,000 | 6,530,000 |
| Interest expense | 420,000 | 730,000 | 1,089,000 | 1,413,000 |
| Net interest income | 1,239,000 | 2,565,000 | 3,830,000 | 5,117,000 |
| Noninterest income | 443,000 | 878,000 | 1,332,000 | 1,801,000 |
| Noninterest expense | 1,174,000 | 2,307,000 | 3,468,000 | 4,765,000 |
| Provision for loan losses | 21,000 | 47,000 | 83,000 | 107,000 |
| Pretax income | 487,000 | 1,089,000 | 1,611,000 | 2,046,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 487,000 | 1,089,000 | 1,611,000 | 2,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,730,000 | 8,488,000 | 8,544,000 | 8,485,000 |
| Total capital | 9,505,000 | 9,281,000 | 9,376,000 | 9,295,000 |
| Risk-weighted assets | 69,432,000 | 70,440,000 | 71,069,000 | 71,895,000 |