Call reports 2001
CENTINEL BANK OF TAOS — 2001
What CENTINEL BANK OF TAOS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 104,177,000 | 98,977,000 | 106,385,000 | 105,417,000 |
| Total loans | 58,661,000 | 58,457,000 | 57,035,000 | 58,544,000 |
| Allowance for loan losses | 853,000 | 824,000 | 854,000 | 745,000 |
| Securities available for sale | 23,266,000 | 18,285,000 | 22,105,000 | 23,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,620,000 | 87,774,000 | 94,792,000 | 94,108,000 |
| Interest-bearing deposits | 72,698,000 | 66,923,000 | 69,530,000 | 68,511,000 |
| Noninterest-bearing deposits | 19,922,000 | 20,851,000 | 25,262,000 | 25,597,000 |
| Equity capital | 8,851,000 | 8,439,000 | 8,970,000 | 8,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,917,000 | 3,839,000 | 5,669,000 | 7,464,000 |
| Interest expense | 699,000 | 1,342,000 | 1,899,000 | 2,349,000 |
| Net interest income | 1,218,000 | 2,497,000 | 3,770,000 | 5,115,000 |
| Noninterest income | 499,000 | 924,000 | 1,321,000 | 1,792,000 |
| Noninterest expense | 1,087,000 | 2,356,000 | 3,384,000 | 4,765,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 108,000 |
| Pretax income | 594,000 | 998,000 | 1,604,000 | 2,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 594,000 | 998,000 | 1,604,000 | 2,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,338,000 | 8,095,000 | 8,296,000 | 8,248,000 |
| Total capital | 9,182,000 | 8,919,000 | 9,131,000 | 8,993,000 |
| Risk-weighted assets | 67,481,000 | 66,876,000 | 66,787,000 | 68,035,000 |