Call reports 2010
FIRST COMMERCIAL BANK OF FLORIDA — 2010
What FIRST COMMERCIAL BANK OF FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 662,487,000 | 659,122,000 | 598,534,000 | 578,638,000 |
| Total loans | 508,957,000 | 485,710,000 | 469,076,000 | 462,116,000 |
| Allowance for loan losses | 12,920,000 | 18,330,000 | 37,000,000 | 37,000,000 |
| Securities available for sale | 180,000 | 180,000 | 180,000 | 180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,121,000 | 566,150,000 | 529,582,000 | 537,223,000 |
| Interest-bearing deposits | 520,578,000 | 524,916,000 | 491,943,000 | 503,463,000 |
| Noninterest-bearing deposits | 42,543,000 | 41,233,000 | 37,639,000 | 33,760,000 |
| Equity capital | 37,781,000 | 27,901,000 | 12,126,000 | -13,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,148,000 | 12,305,000 | 17,696,000 | 22,453,000 |
| Interest expense | 3,957,000 | 7,662,000 | 10,797,000 | 13,600,000 |
| Net interest income | 2,191,000 | 4,643,000 | 6,899,000 | 8,853,000 |
| Noninterest income | -945,000 | -2,288,000 | -2,090,000 | -3,075,000 |
| Noninterest expense | 3,691,000 | 6,696,000 | 9,661,000 | 13,281,000 |
| Provision for loan losses | 1,616,000 | 15,571,000 | 40,463,000 | 41,212,000 |
| Pretax income | -3,612,000 | -19,463,000 | -44,866,000 | -48,266,000 |
| Income tax | -1,385,000 | -7,357,000 | -16,985,000 | 4,853,000 |
| Net income | -2,227,000 | -12,106,000 | -27,881,000 | -53,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,931,000 | 15,079,000 | -9,712,000 | -13,112,000 |
| Total capital | 47,247,000 | 30,158,000 | -9,712,000 | -13,112,000 |
| Risk-weighted assets | 531,069,000 | 499,592,000 | 455,582,000 | 448,842,000 |