Call reports 2002
FIRST COMMERCIAL BANK OF FLORIDA — 2002
What FIRST COMMERCIAL BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 140,331,000 | 162,257,000 | 173,457,000 | 195,120,000 |
| Total loans | 108,469,000 | 126,842,000 | 136,950,000 | 151,356,000 |
| Allowance for loan losses | 1,610,000 | 1,930,000 | 2,055,000 | 2,265,000 |
| Securities available for sale | 1,027,000 | 1,031,000 | 0 | 24,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,090,000 | 146,618,000 | 156,533,000 | 173,142,000 |
| Interest-bearing deposits | 110,316,000 | 130,902,000 | 138,538,000 | 150,109,000 |
| Noninterest-bearing deposits | 14,774,000 | 15,716,000 | 17,995,000 | 23,033,000 |
| Equity capital | 14,405,000 | 14,684,000 | 15,100,000 | 15,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 4,863,000 | 7,696,000 | 10,719,000 |
| Interest expense | 915,000 | 1,946,000 | 3,096,000 | 4,305,000 |
| Net interest income | 1,350,000 | 2,917,000 | 4,600,000 | 6,414,000 |
| Noninterest income | 245,000 | 515,000 | 876,000 | 1,296,000 |
| Noninterest expense | 959,000 | 2,034,000 | 3,299,000 | 4,810,000 |
| Provision for loan losses | 180,000 | 500,000 | 625,000 | 837,000 |
| Pretax income | 456,000 | 898,000 | 1,554,000 | 2,065,000 |
| Income tax | 167,000 | 330,000 | 569,000 | 751,000 |
| Net income | 289,000 | 568,000 | 985,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,781,000 | 13,955,000 | 14,322,000 | 15,430,000 |
| Total capital | 15,356,000 | 15,777,000 | 16,272,000 | 17,534,000 |
| Risk-weighted assets | 125,962,000 | 145,671,000 | 155,881,000 | 168,181,000 |