Call reports 2001
FIRST COMMERCIAL BANK OF FLORIDA — 2001
What FIRST COMMERCIAL BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 94,062,000 | 108,944,000 | 118,794,000 | 130,218,000 |
| Total loans | 71,217,000 | 79,155,000 | 86,319,000 | 97,642,000 |
| Allowance for loan losses | 940,000 | 1,090,000 | 1,200,000 | 1,430,000 |
| Securities available for sale | 3,012,000 | 1,951,000 | 1,872,000 | 5,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,756,000 | 97,485,000 | 104,811,000 | 115,517,000 |
| Interest-bearing deposits | 75,705,000 | 86,781,000 | 91,929,000 | 102,550,000 |
| Noninterest-bearing deposits | 9,051,000 | 10,704,000 | 12,882,000 | 12,967,000 |
| Equity capital | 8,989,000 | 11,085,000 | 13,577,000 | 14,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,704,000 | 5,799,000 | 8,024,000 |
| Interest expense | 1,024,000 | 2,100,000 | 3,207,000 | 4,233,000 |
| Net interest income | 772,000 | 1,604,000 | 2,592,000 | 3,791,000 |
| Noninterest income | 157,000 | 353,000 | 568,000 | 833,000 |
| Noninterest expense | 664,000 | 1,433,000 | 2,287,000 | 3,219,000 |
| Provision for loan losses | 140,000 | 290,000 | 452,000 | 682,000 |
| Pretax income | 125,000 | 234,000 | 421,000 | 723,000 |
| Income tax | 38,000 | 71,000 | 144,000 | 161,000 |
| Net income | 87,000 | 163,000 | 277,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,636,000 | 10,769,000 | 13,187,000 | 13,565,000 |
| Total capital | 9,576,000 | 11,859,000 | 14,387,000 | 14,995,000 |
| Risk-weighted assets | 84,709,000 | 98,297,000 | 106,603,000 | 114,976,000 |