Call reports 2013
PREMIER SERVICE BANK — 2013
What PREMIER SERVICE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 131,366,000 | 129,002,000 | 128,438,000 | 130,856,000 |
| Total loans | 73,818,000 | 67,912,000 | 65,600,000 | 60,011,000 |
| Allowance for loan losses | 2,502,000 | 2,525,000 | 2,432,000 | 2,149,000 |
| Securities available for sale | 3,030,000 | 9,284,000 | 15,141,000 | 15,078,000 |
| Securities held to maturity | 2,854,000 | 2,853,000 | 2,511,000 | 2,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,298,000 | 110,889,000 | 114,780,000 | 117,343,000 |
| Interest-bearing deposits | 68,038,000 | 68,329,000 | 69,089,000 | 73,001,000 |
| Noninterest-bearing deposits | 40,260,000 | 42,560,000 | 45,691,000 | 44,342,000 |
| Equity capital | 11,141,000 | 11,055,000 | 10,725,000 | 10,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,515,000 | 3,655,000 | 4,758,000 |
| Interest expense | 126,000 | 234,000 | 335,000 | 424,000 |
| Net interest income | 1,221,000 | 2,281,000 | 3,320,000 | 4,334,000 |
| Noninterest income | 409,000 | 534,000 | 543,000 | 655,000 |
| Noninterest expense | 1,283,000 | 2,489,000 | 3,749,000 | 5,104,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 326,000 | 114,000 | -115,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 347,000 | 325,000 | 113,000 | -116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,099,000 | 11,077,000 | 10,838,000 | 10,620,000 |
| Total capital | 12,104,000 | 12,017,000 | 11,768,000 | 11,494,000 |
| Risk-weighted assets | 78,852,000 | 73,610,000 | 72,872,000 | 68,654,000 |