Call reports 2012
PREMIER SERVICE BANK — 2012
What PREMIER SERVICE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,983,000 | 137,164,000 | 138,397,000 | 132,016,000 |
| Total loans | 98,846,000 | 95,901,000 | 89,525,000 | 82,810,000 |
| Allowance for loan losses | 2,748,000 | 2,907,000 | 2,891,000 | 2,733,000 |
| Securities available for sale | 5,338,000 | 4,077,000 | 3,870,000 | 1,190,000 |
| Securities held to maturity | 2,859,000 | 2,858,000 | 2,857,000 | 2,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,665,000 | 109,970,000 | 115,925,000 | 109,278,000 |
| Interest-bearing deposits | 67,421,000 | 67,588,000 | 71,214,000 | 70,576,000 |
| Noninterest-bearing deposits | 44,244,000 | 42,382,000 | 44,711,000 | 38,702,000 |
| Equity capital | 10,491,000 | 10,308,000 | 10,464,000 | 10,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,443,000 | 5,064,000 | 6,596,000 |
| Interest expense | 208,000 | 405,000 | 590,000 | 731,000 |
| Net interest income | 1,560,000 | 3,038,000 | 4,474,000 | 5,865,000 |
| Noninterest income | 113,000 | -178,000 | -156,000 | 21,000 |
| Noninterest expense | 1,638,000 | 2,991,000 | 4,288,000 | 5,508,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | -190,000 | -356,000 | -195,000 | 153,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -190,000 | -356,000 | -195,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,410,000 | 10,243,000 | 10,405,000 | 10,752,000 |
| Total capital | 11,753,000 | 11,544,000 | 11,622,000 | 11,879,000 |
| Risk-weighted assets | 105,977,000 | 102,475,000 | 95,668,000 | 88,529,000 |