Call reports 2011
PREMIER SERVICE BANK — 2011
What PREMIER SERVICE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 154,257,000 | 146,668,000 | 145,084,000 | 141,256,000 |
| Total loans | 113,391,000 | 111,267,000 | 109,218,000 | 103,470,000 |
| Allowance for loan losses | 2,561,000 | 2,803,000 | 3,130,000 | 2,359,000 |
| Securities available for sale | 5,762,000 | 6,118,000 | 4,377,000 | 5,585,000 |
| Securities held to maturity | 3,398,000 | 3,398,000 | 3,147,000 | 2,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,294,000 | 114,281,000 | 112,744,000 | 111,759,000 |
| Interest-bearing deposits | 77,347,000 | 70,519,000 | 69,498,000 | 70,629,000 |
| Noninterest-bearing deposits | 44,947,000 | 43,762,000 | 43,246,000 | 41,130,000 |
| Equity capital | 12,265,000 | 11,657,000 | 11,522,000 | 10,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,938,000 | 3,897,000 | 5,740,000 | 7,489,000 |
| Interest expense | 292,000 | 536,000 | 768,000 | 990,000 |
| Net interest income | 1,646,000 | 3,361,000 | 4,972,000 | 6,499,000 |
| Noninterest income | 178,000 | 439,000 | 587,000 | 99,000 |
| Noninterest expense | 1,693,000 | 3,416,000 | 5,041,000 | 5,990,000 |
| Provision for loan losses | 725,000 | 1,609,000 | 1,884,000 | 2,794,000 |
| Pretax income | -594,000 | -1,225,000 | -1,366,000 | -2,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -594,000 | -1,225,000 | -1,366,000 | -2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,192,000 | 11,560,000 | 11,419,000 | 10,600,000 |
| Total capital | 13,729,000 | 13,073,000 | 12,885,000 | 12,004,000 |
| Risk-weighted assets | 121,865,000 | 119,701,000 | 115,553,000 | 111,331,000 |