Call reports 2010
PREMIER SERVICE BANK — 2010
What PREMIER SERVICE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 157,910,000 | 155,842,000 | 157,399,000 | 155,942,000 |
| Total loans | 127,819,000 | 124,065,000 | 121,783,000 | 117,360,000 |
| Allowance for loan losses | 2,188,000 | 3,060,000 | 2,952,000 | 2,549,000 |
| Securities available for sale | 6,282,000 | 5,929,000 | 5,012,000 | 5,077,000 |
| Securities held to maturity | 4,118,000 | 3,581,000 | 3,380,000 | 3,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,023,000 | 124,093,000 | 124,106,000 | 123,397,000 |
| Interest-bearing deposits | 89,765,000 | 86,495,000 | 85,225,000 | 85,810,000 |
| Noninterest-bearing deposits | 36,258,000 | 37,598,000 | 38,881,000 | 37,587,000 |
| Equity capital | 16,278,000 | 14,014,000 | 13,621,000 | 12,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,388,000 | 6,443,000 | 8,506,000 |
| Interest expense | 425,000 | 816,000 | 1,167,000 | 1,495,000 |
| Net interest income | 1,770,000 | 3,572,000 | 5,276,000 | 7,011,000 |
| Noninterest income | 195,000 | 369,000 | 537,000 | 699,000 |
| Noninterest expense | 1,574,000 | 3,278,000 | 4,810,000 | 6,454,000 |
| Provision for loan losses | 340,000 | 2,856,000 | 3,051,000 | 4,011,000 |
| Pretax income | 51,000 | -2,193,000 | -2,048,000 | -2,755,000 |
| Income tax | 33,000 | 1,000 | 503,000 | 503,000 |
| Net income | 18,000 | -2,194,000 | -2,551,000 | -3,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,116,000 | 13,850,000 | 13,493,000 | 12,786,000 |
| Total capital | 17,814,000 | 15,502,000 | 15,097,000 | 14,338,000 |
| Risk-weighted assets | 135,285,000 | 130,668,000 | 126,899,000 | 123,144,000 |