Call reports 2009
PREMIER SERVICE BANK — 2009
What PREMIER SERVICE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 160,399,000 | 164,256,000 | 161,661,000 | 163,701,000 |
| Total loans | 123,274,000 | 127,694,000 | 125,552,000 | 128,123,000 |
| Allowance for loan losses | 1,670,000 | 2,155,000 | 1,221,000 | 1,900,000 |
| Securities available for sale | 8,317,000 | 6,742,000 | 6,891,000 | 6,627,000 |
| Securities held to maturity | 5,121,000 | 4,916,000 | 4,610,000 | 3,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,471,000 | 123,506,000 | 123,747,000 | 126,794,000 |
| Interest-bearing deposits | 76,789,000 | 82,225,000 | 84,802,000 | 87,760,000 |
| Noninterest-bearing deposits | 39,682,000 | 41,281,000 | 38,945,000 | 39,034,000 |
| Equity capital | 17,240,000 | 16,938,000 | 17,077,000 | 16,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,573,000 | 6,876,000 | 9,045,000 |
| Interest expense | 626,000 | 1,231,000 | 1,827,000 | 2,349,000 |
| Net interest income | 1,643,000 | 3,342,000 | 5,049,000 | 6,696,000 |
| Noninterest income | 177,000 | 365,000 | 564,000 | 768,000 |
| Noninterest expense | 1,687,000 | 3,394,000 | 4,898,000 | 6,565,000 |
| Provision for loan losses | 110,000 | 595,000 | 850,000 | 1,870,000 |
| Pretax income | 23,000 | -282,000 | -135,000 | -971,000 |
| Income tax | -9,000 | -31,000 | 16,000 | 1,000 |
| Net income | 32,000 | -251,000 | -151,000 | -972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,088,000 | 16,810,000 | 16,913,000 | 16,095,000 |
| Total capital | 18,746,000 | 18,535,000 | 18,178,000 | 17,828,000 |
| Risk-weighted assets | 132,671,000 | 137,510,000 | 135,715,000 | 138,398,000 |