Call reports 2022
FIRST PORT CITY BANK — 2022
What FIRST PORT CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 415,889,000 | 408,534,000 | 407,073,000 | 427,188,000 |
| Total loans | 287,680,000 | 309,326,000 | 314,681,000 | 331,480,000 |
| Allowance for loan losses | 3,603,000 | 4,101,000 | 4,342,000 | 4,515,000 |
| Securities available for sale | 53,808,000 | 51,537,000 | 48,516,000 | 48,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,751,000 | 377,946,000 | 367,746,000 | 386,329,000 |
| Interest-bearing deposits | 277,044,000 | 274,189,000 | 266,889,000 | 288,585,000 |
| Noninterest-bearing deposits | 102,707,000 | 103,757,000 | 100,857,000 | 97,744,000 |
| Equity capital | 29,400,000 | 28,559,000 | 37,245,000 | 39,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,584,000 | 7,619,000 | 12,090,000 | 17,218,000 |
| Interest expense | 302,000 | 641,000 | 1,104,000 | 2,109,000 |
| Net interest income | 3,282,000 | 6,978,000 | 10,986,000 | 15,109,000 |
| Noninterest income | 683,000 | 1,806,000 | 2,239,000 | 3,075,000 |
| Noninterest expense | 2,658,000 | 5,880,000 | 9,058,000 | 12,062,000 |
| Provision for loan losses | 410,000 | 910,000 | 1,150,000 | 1,330,000 |
| Pretax income | 897,000 | 1,996,000 | 3,019,000 | 4,794,000 |
| Income tax | 214,000 | 551,000 | 802,000 | 1,008,000 |
| Net income | 683,000 | 1,445,000 | 2,217,000 | 3,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,278,000 | 31,928,000 | 42,348,000 | 43,757,000 |
| Total capital | 34,865,000 | 35,718,000 | 46,190,000 | 47,786,000 |
| Risk-weighted assets | 286,959,000 | 302,895,000 | 306,929,000 | 321,903,000 |