Call reports 2021
FIRST PORT CITY BANK — 2021
What FIRST PORT CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 328,116,000 | 325,220,000 | 357,293,000 | 399,725,000 |
| Total loans | 227,251,000 | 251,125,000 | 255,620,000 | 265,659,000 |
| Allowance for loan losses | 2,629,000 | 2,765,000 | 3,102,000 | 3,191,000 |
| Securities available for sale | 34,050,000 | 32,737,000 | 33,738,000 | 35,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,577,000 | 290,940,000 | 322,267,000 | 362,331,000 |
| Interest-bearing deposits | 223,385,000 | 224,169,000 | 244,878,000 | 265,906,000 |
| Noninterest-bearing deposits | 73,192,000 | 66,771,000 | 77,389,000 | 96,425,000 |
| Equity capital | 24,289,000 | 27,214,000 | 28,071,000 | 30,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,163,000 | 6,832,000 | 10,800,000 | 14,268,000 |
| Interest expense | 361,000 | 676,000 | 1,003,000 | 1,334,000 |
| Net interest income | 2,802,000 | 6,156,000 | 9,797,000 | 12,934,000 |
| Noninterest income | 372,000 | 877,000 | 1,799,000 | 2,533,000 |
| Noninterest expense | 2,233,000 | 4,777,000 | 7,565,000 | 10,144,000 |
| Provision for loan losses | 90,000 | 230,000 | 570,000 | 650,000 |
| Pretax income | 851,000 | 2,039,000 | 3,474,000 | 4,687,000 |
| Income tax | 164,000 | 553,000 | 960,000 | 972,000 |
| Net income | 687,000 | 1,486,000 | 2,514,000 | 3,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,642,000 | 26,702,000 | 27,619,000 | 30,708,000 |
| Total capital | 27,135,000 | 29,468,000 | 30,513,000 | 33,899,000 |
| Risk-weighted assets | 199,313,000 | 224,889,000 | 231,308,000 | 261,616,000 |