Call reports 2019
FIRST PORT CITY BANK — 2019
What FIRST PORT CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 216,658,000 | 212,380,000 | 215,964,000 | 251,347,000 |
| Total loans | 149,048,000 | 153,865,000 | 163,978,000 | 178,027,000 |
| Allowance for loan losses | 2,200,000 | 2,230,000 | 2,260,000 | 2,291,000 |
| Securities available for sale | 23,891,000 | 23,321,000 | 22,439,000 | 23,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,620,000 | 184,271,000 | 187,792,000 | 223,519,000 |
| Interest-bearing deposits | 147,016,000 | 145,997,000 | 150,693,000 | 169,032,000 |
| Noninterest-bearing deposits | 41,604,000 | 38,274,000 | 37,099,000 | 54,487,000 |
| Equity capital | 19,327,000 | 19,643,000 | 19,771,000 | 19,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,879,000 | 7,399,000 | 10,020,000 |
| Interest expense | 464,000 | 999,000 | 1,559,000 | 2,166,000 |
| Net interest income | 1,914,000 | 3,880,000 | 5,840,000 | 7,854,000 |
| Noninterest income | 171,000 | 356,000 | 531,000 | 724,000 |
| Noninterest expense | 1,254,000 | 2,936,000 | 4,651,000 | 6,653,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 812,000 | 1,251,000 | 1,683,000 | 1,859,000 |
| Income tax | 158,000 | 244,000 | 326,000 | 342,000 |
| Net income | 654,000 | 1,007,000 | 1,357,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,346,000 | 19,467,000 | 19,640,000 | 19,625,000 |
| Total capital | 21,230,000 | 21,456,000 | 21,724,000 | 21,899,000 |
| Risk-weighted assets | 150,453,000 | 159,079,000 | 166,773,000 | 182,077,000 |