Call reports 2018
FIRST PORT CITY BANK — 2018
What FIRST PORT CITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 183,233,000 | 182,590,000 | 186,621,000 | 202,836,000 |
| Total loans | 139,465,000 | 143,718,000 | 152,521,000 | 145,581,000 |
| Allowance for loan losses | 2,183,000 | 2,183,000 | 2,184,000 | 2,179,000 |
| Securities available for sale | 25,626,000 | 27,050,000 | 24,045,000 | 22,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,635,000 | 151,378,000 | 155,990,000 | 175,592,000 |
| Interest-bearing deposits | 123,678,000 | 121,815,000 | 126,924,000 | 136,003,000 |
| Noninterest-bearing deposits | 30,957,000 | 29,563,000 | 29,066,000 | 39,589,000 |
| Equity capital | 19,314,000 | 19,681,000 | 18,190,000 | 18,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,168,000 | 6,393,000 | 8,706,000 |
| Interest expense | 298,000 | 626,000 | 1,011,000 | 1,428,000 |
| Net interest income | 1,732,000 | 3,542,000 | 5,382,000 | 7,278,000 |
| Noninterest income | 167,000 | 348,000 | 516,000 | 703,000 |
| Noninterest expense | 1,011,000 | 2,125,000 | 3,196,000 | 4,456,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 892,000 | 1,773,000 | 2,755,000 | 3,580,000 |
| Income tax | 214,000 | 412,000 | 628,000 | 782,000 |
| Net income | 678,000 | 1,361,000 | 2,127,000 | 2,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,313,000 | 19,592,000 | 18,415,000 | 18,879,000 |
| Total capital | 21,126,000 | 21,428,000 | 20,333,000 | 20,716,000 |
| Risk-weighted assets | 144,586,000 | 146,413,000 | 153,095,000 | 146,609,000 |