Call reports 2017
FIRST PORT CITY BANK — 2017
What FIRST PORT CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 173,218,000 | 173,616,000 | 174,969,000 | 179,340,000 |
| Total loans | 123,230,000 | 133,308,000 | 137,376,000 | 141,604,000 |
| Allowance for loan losses | 2,191,000 | 2,185,000 | 2,182,000 | 2,183,000 |
| Securities available for sale | 26,893,000 | 28,597,000 | 27,493,000 | 26,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,597,000 | 148,626,000 | 143,518,000 | 151,456,000 |
| Interest-bearing deposits | 118,690,000 | 119,084,000 | 116,165,000 | 118,443,000 |
| Noninterest-bearing deposits | 29,907,000 | 29,542,000 | 27,353,000 | 33,013,000 |
| Equity capital | 20,418,000 | 20,949,000 | 19,168,000 | 19,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,636,000 | 5,627,000 | 7,723,000 |
| Interest expense | 192,000 | 392,000 | 605,000 | 850,000 |
| Net interest income | 1,540,000 | 3,244,000 | 5,022,000 | 6,873,000 |
| Noninterest income | 157,000 | 318,000 | 482,000 | 644,000 |
| Noninterest expense | 920,000 | 2,022,000 | 3,017,000 | 4,115,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 834,000 | 1,597,000 | 2,544,000 | 3,463,000 |
| Income tax | 225,000 | 493,000 | 825,000 | 1,287,000 |
| Net income | 609,000 | 1,104,000 | 1,719,000 | 2,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,071,000 | 20,265,000 | 18,534,000 | 18,839,000 |
| Total capital | 21,705,000 | 21,985,000 | 20,307,000 | 20,680,000 |
| Risk-weighted assets | 130,186,000 | 137,107,000 | 141,455,000 | 146,919,000 |