Call reports 2016
FIRST PORT CITY BANK — 2016
What FIRST PORT CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 160,147,000 | 159,896,000 | 159,280,000 | 164,503,000 |
| Total loans | 117,182,000 | 120,433,000 | 123,881,000 | 122,610,000 |
| Allowance for loan losses | 1,928,000 | 1,930,000 | 1,925,000 | 2,190,000 |
| Securities available for sale | 32,709,000 | 31,534,000 | 24,984,000 | 24,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,654,000 | 130,921,000 | 129,757,000 | 140,636,000 |
| Interest-bearing deposits | 114,571,000 | 107,239,000 | 106,077,000 | 111,235,000 |
| Noninterest-bearing deposits | 25,083,000 | 23,682,000 | 23,680,000 | 29,401,000 |
| Equity capital | 19,065,000 | 19,652,000 | 19,935,000 | 19,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,445,000 | 5,204,000 | 6,959,000 |
| Interest expense | 157,000 | 328,000 | 508,000 | 691,000 |
| Net interest income | 1,495,000 | 3,117,000 | 4,696,000 | 6,268,000 |
| Noninterest income | 158,000 | 326,000 | 492,000 | 647,000 |
| Noninterest expense | 931,000 | 1,831,000 | 2,793,000 | 3,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 722,000 | 1,643,000 | 2,390,000 | 3,136,000 |
| Income tax | 238,000 | 475,000 | 717,000 | 902,000 |
| Net income | 484,000 | 1,168,000 | 1,673,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,489,000 | 18,930,000 | 19,297,000 | 19,667,000 |
| Total capital | 20,050,000 | 20,514,000 | 20,908,000 | 21,283,000 |
| Risk-weighted assets | 124,523,000 | 126,373,000 | 128,587,000 | 128,680,000 |