Call reports 2015
FIRST PORT CITY BANK — 2015
What FIRST PORT CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 152,268,000 | 148,103,000 | 148,113,000 | 154,321,000 |
| Total loans | 91,792,000 | 96,265,000 | 101,797,000 | 104,268,000 |
| Allowance for loan losses | 2,045,000 | 2,117,000 | 2,117,000 | 1,914,000 |
| Securities available for sale | 37,939,000 | 36,220,000 | 34,539,000 | 34,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,070,000 | 128,962,000 | 128,292,000 | 134,694,000 |
| Interest-bearing deposits | 111,941,000 | 108,014,000 | 105,782,000 | 109,156,000 |
| Noninterest-bearing deposits | 21,129,000 | 20,948,000 | 22,510,000 | 25,538,000 |
| Equity capital | 17,942,000 | 17,961,000 | 18,302,000 | 18,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 2,989,000 | 4,537,000 | 6,154,000 |
| Interest expense | 164,000 | 307,000 | 440,000 | 579,000 |
| Net interest income | 1,309,000 | 2,682,000 | 4,097,000 | 5,575,000 |
| Noninterest income | 152,000 | 322,000 | 479,000 | 629,000 |
| Noninterest expense | 899,000 | 1,772,000 | 2,696,000 | 3,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 562,000 | 1,232,000 | 1,882,000 | 2,640,000 |
| Income tax | 159,000 | 364,000 | 577,000 | 845,000 |
| Net income | 403,000 | 868,000 | 1,305,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,195,000 | 17,246,000 | 17,769,000 | 18,021,000 |
| Total capital | 18,510,000 | 18,581,000 | 19,230,000 | 19,438,000 |
| Risk-weighted assets | 105,637,000 | 106,000,000 | 116,259,000 | 112,849,000 |