Call reports 2013
FIRST PORT CITY BANK — 2013
What FIRST PORT CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 142,330,000 | 141,379,000 | 143,862,000 | 146,389,000 |
| Total loans | 93,329,000 | 92,259,000 | 95,398,000 | 90,967,000 |
| Allowance for loan losses | 2,349,000 | 2,349,000 | 2,304,000 | 2,206,000 |
| Securities available for sale | 24,656,000 | 22,836,000 | 24,104,000 | 25,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,544,000 | 120,837,000 | 122,914,000 | 126,442,000 |
| Interest-bearing deposits | 102,320,000 | 100,817,000 | 102,022,000 | 103,006,000 |
| Noninterest-bearing deposits | 19,224,000 | 20,020,000 | 20,892,000 | 23,436,000 |
| Equity capital | 15,880,000 | 15,857,000 | 16,077,000 | 16,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,914,000 | 4,362,000 | 5,814,000 |
| Interest expense | 231,000 | 457,000 | 676,000 | 879,000 |
| Net interest income | 1,211,000 | 2,457,000 | 3,686,000 | 4,935,000 |
| Noninterest income | 142,000 | 287,000 | 434,000 | 578,000 |
| Noninterest expense | 791,000 | 1,585,000 | 2,385,000 | 3,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 562,000 | 1,159,000 | 1,735,000 | 2,317,000 |
| Income tax | 206,000 | 335,000 | 513,000 | 647,000 |
| Net income | 356,000 | 824,000 | 1,222,000 | 1,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,086,000 | 15,539,000 | 15,760,000 | 16,026,000 |
| Total capital | 16,370,000 | 16,758,000 | 16,791,000 | 17,310,000 |
| Risk-weighted assets | 101,692,000 | 100,218,000 | 102,891,000 | 101,773,000 |