Call reports 2012
FIRST PORT CITY BANK — 2012
What FIRST PORT CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,142,000 | 133,871,000 | 136,752,000 | 142,251,000 |
| Total loans | 87,511,000 | 90,196,000 | 96,069,000 | 92,481,000 |
| Allowance for loan losses | 2,004,000 | 2,024,000 | 2,054,000 | 2,361,000 |
| Securities available for sale | 26,857,000 | 28,370,000 | 27,908,000 | 26,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,904,000 | 113,247,000 | 114,241,000 | 121,914,000 |
| Interest-bearing deposits | 97,227,000 | 95,870,000 | 95,951,000 | 99,290,000 |
| Noninterest-bearing deposits | 18,677,000 | 17,377,000 | 18,290,000 | 22,624,000 |
| Equity capital | 15,488,000 | 15,894,000 | 16,205,000 | 15,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,944,000 | 4,468,000 | 5,990,000 |
| Interest expense | 313,000 | 608,000 | 867,000 | 1,111,000 |
| Net interest income | 1,145,000 | 2,336,000 | 3,601,000 | 4,879,000 |
| Noninterest income | 221,000 | 378,000 | 525,000 | 670,000 |
| Noninterest expense | 753,000 | 1,510,000 | 2,260,000 | 3,028,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 80,000 |
| Pretax income | 603,000 | 1,180,000 | 1,800,000 | 2,447,000 |
| Income tax | 170,000 | 366,000 | 573,000 | 797,000 |
| Net income | 433,000 | 814,000 | 1,227,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,896,000 | 15,171,000 | 15,352,000 | 14,728,000 |
| Total capital | 16,053,000 | 16,387,000 | 16,646,000 | 15,997,000 |
| Risk-weighted assets | 94,274,000 | 96,503,000 | 102,728,000 | 100,458,000 |