Call reports 2011
FIRST PORT CITY BANK — 2011
What FIRST PORT CITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,768,000 | 127,440,000 | 128,059,000 | 133,318,000 |
| Total loans | 80,472,000 | 82,304,000 | 81,586,000 | 85,939,000 |
| Allowance for loan losses | 2,192,000 | 2,253,000 | 2,276,000 | 2,025,000 |
| Securities available for sale | 30,110,000 | 28,150,000 | 28,256,000 | 27,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,561,000 | 107,785,000 | 107,764,000 | 113,011,000 |
| Interest-bearing deposits | 91,609,000 | 91,510,000 | 90,882,000 | 94,538,000 |
| Noninterest-bearing deposits | 15,952,000 | 16,275,000 | 16,882,000 | 18,473,000 |
| Equity capital | 14,174,000 | 14,591,000 | 15,182,000 | 15,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,835,000 | 4,300,000 | 5,752,000 |
| Interest expense | 399,000 | 765,000 | 1,090,000 | 1,408,000 |
| Net interest income | 969,000 | 2,070,000 | 3,210,000 | 4,344,000 |
| Noninterest income | 128,000 | 273,000 | 411,000 | 549,000 |
| Noninterest expense | 702,000 | 1,518,000 | 2,225,000 | 2,919,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 335,000 | 776,000 | 1,317,000 | 1,865,000 |
| Income tax | 99,000 | 220,000 | 373,000 | 402,000 |
| Net income | 236,000 | 556,000 | 944,000 | 1,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,180,000 | 14,264,000 | 14,569,000 | 14,962,000 |
| Total capital | 15,308,000 | 15,400,000 | 15,698,000 | 16,140,000 |
| Risk-weighted assets | 89,175,000 | 89,748,000 | 89,219,000 | 93,350,000 |