Call reports 2009
FIRST PORT CITY BANK — 2009
What FIRST PORT CITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 120,819,000 | 117,657,000 | 119,980,000 | 124,623,000 |
| Total loans | 75,002,000 | 76,372,000 | 78,292,000 | 76,888,000 |
| Allowance for loan losses | 916,000 | 859,000 | 894,000 | 1,836,000 |
| Securities available for sale | 30,486,000 | 27,524,000 | 27,430,000 | 27,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,102,000 | 92,683,000 | 95,546,000 | 100,486,000 |
| Interest-bearing deposits | 82,383,000 | 80,244,000 | 83,217,000 | 89,074,000 |
| Noninterest-bearing deposits | 12,719,000 | 12,439,000 | 12,329,000 | 11,412,000 |
| Equity capital | 14,882,000 | 13,066,000 | 13,718,000 | 13,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,547,000 | 3,892,000 | 5,242,000 |
| Interest expense | 493,000 | 966,000 | 1,446,000 | 1,908,000 |
| Net interest income | 766,000 | 1,581,000 | 2,446,000 | 3,334,000 |
| Noninterest income | 137,000 | 276,000 | 415,000 | 546,000 |
| Noninterest expense | 636,000 | 1,378,000 | 2,079,000 | 2,765,000 |
| Provision for loan losses | 41,000 | 2,329,000 | 2,371,000 | 3,312,000 |
| Pretax income | 235,000 | -2,343,000 | -2,077,000 | -2,674,000 |
| Income tax | 70,000 | -577,000 | -577,000 | -1,157,000 |
| Net income | 165,000 | -1,766,000 | -1,500,000 | -1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,094,000 | 13,179,000 | 13,445,000 | 13,428,000 |
| Total capital | 16,010,000 | 14,038,000 | 14,339,000 | 14,505,000 |
| Risk-weighted assets | 90,453,000 | 82,652,000 | 87,839,000 | 85,917,000 |