Call reports 2008

FIRST PORT CITY BANK — 2008

Name: FIRST PORT CITY BANK — FFIEC call report 2008
Creator: FIRST PORT CITY BANK

What FIRST PORT CITY BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf7f7181-7e7d-45fa-88b0-9134aaf7b6a5/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	117,807,000	121,952,000	119,290,000	123,896,000
Total loans	72,789,000	75,766,000	75,199,000	74,771,000
Allowance for loan losses	807,000	831,000	851,000	875,000
Securities available for sale	35,873,000	34,324,000	33,842,000	31,286,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	92,892,000	94,159,000	91,571,000	98,220,000
Interest-bearing deposits	79,858,000	79,050,000	80,085,000	86,096,000
Noninterest-bearing deposits	13,034,000	15,109,000	11,486,000	12,124,000
Equity capital	15,027,000	14,701,000	14,817,000	14,771,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,797,000	3,399,000	5,008,000	6,451,000
Interest expense	853,000	1,600,000	2,284,000	2,806,000
Net interest income	944,000	1,799,000	2,724,000	3,645,000
Noninterest income	179,000	342,000	545,000	662,000
Noninterest expense	656,000	1,339,000	2,006,000	2,643,000
Provision for loan losses	25,000	48,000	70,000	93,000
Pretax income	486,000	837,000	1,055,000	1,462,000
Income tax	155,000	263,000	322,000	383,000
Net income	331,000	574,000	733,000	1,079,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	14,717,000	14,781,000	14,624,000	15,033,000
Total capital	15,524,000	15,612,000	15,475,000	15,908,000
Risk-weighted assets	79,914,000	89,217,000	80,559,000	80,899,000