Call reports 2007

FIRST PORT CITY BANK — 2007

Name: FIRST PORT CITY BANK — FFIEC call report 2007
Creator: FIRST PORT CITY BANK

What FIRST PORT CITY BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf7f7181-7e7d-45fa-88b0-9134aaf7b6a5/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	118,049,000	118,843,000	118,354,000	127,046,000
Total loans	59,071,000	64,751,000	64,106,000	65,887,000
Allowance for loan losses	728,000	753,000	768,000	783,000
Securities available for sale	46,424,000	43,670,000	42,521,000	40,869,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	89,978,000	89,373,000	88,965,000	97,586,000
Interest-bearing deposits	74,822,000	76,571,000	76,502,000	84,973,000
Noninterest-bearing deposits	15,156,000	12,802,000	12,463,000	12,613,000
Equity capital	13,751,000	13,595,000	14,334,000	14,721,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,858,000	3,788,000	5,740,000	7,676,000
Interest expense	830,000	1,681,000	2,560,000	3,456,000
Net interest income	1,028,000	2,107,000	3,180,000	4,220,000
Noninterest income	164,000	306,000	459,000	622,000
Noninterest expense	682,000	1,385,000	2,059,000	2,712,000
Provision for loan losses	15,000	30,000	45,000	60,000
Pretax income	503,000	1,008,000	1,555,000	2,102,000
Income tax	159,000	319,000	490,000	618,000
Net income	344,000	689,000	1,065,000	1,484,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	13,653,000	13,999,000	14,314,000	14,549,000
Total capital	14,381,000	14,752,000	15,082,000	15,332,000
Risk-weighted assets	68,116,000	72,922,000	72,616,000	89,040,000