Call reports 2006

FIRST PORT CITY BANK — 2006

Name: FIRST PORT CITY BANK — FFIEC call report 2006
Creator: FIRST PORT CITY BANK

What FIRST PORT CITY BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf7f7181-7e7d-45fa-88b0-9134aaf7b6a5/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	115,085,000	116,312,000	115,487,000	123,222,000
Total loans	65,394,000	66,350,000	63,233,000	60,376,000
Allowance for loan losses	680,000	696,000	706,000	721,000
Securities available for sale	40,950,000	40,633,000	42,313,000	45,433,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	88,583,000	88,864,000	88,276,000	95,599,000
Interest-bearing deposits	75,696,000	74,462,000	75,689,000	80,151,000
Noninterest-bearing deposits	12,887,000	14,402,000	12,587,000	15,448,000
Equity capital	12,197,000	12,274,000	12,842,000	13,319,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,680,000	3,491,000	5,379,000	7,261,000
Interest expense	672,000	1,417,000	2,195,000	3,048,000
Net interest income	1,008,000	2,074,000	3,184,000	4,213,000
Noninterest income	172,000	334,000	495,000	657,000
Noninterest expense	663,000	1,386,000	2,163,000	2,939,000
Provision for loan losses	15,000	30,000	45,000	60,000
Pretax income	506,000	1,057,000	1,536,000	1,942,000
Income tax	153,000	327,000	477,000	559,000
Net income	353,000	730,000	1,059,000	1,383,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	12,427,000	12,640,000	12,976,000	13,310,000
Total capital	13,107,000	13,336,000	13,682,000	14,031,000
Risk-weighted assets	73,519,000	83,675,000	71,533,000	69,441,000