Call reports 2005

FIRST PORT CITY BANK — 2005

Name: FIRST PORT CITY BANK — FFIEC call report 2005
Creator: FIRST PORT CITY BANK

What FIRST PORT CITY BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf7f7181-7e7d-45fa-88b0-9134aaf7b6a5/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	110,215,000	107,626,000	109,360,000	116,325,000
Total loans	59,675,000	64,602,000	64,687,000	64,531,000
Allowance for loan losses	623,000	648,000	648,000	665,000
Securities available for sale	41,615,000	36,806,000	36,904,000	37,290,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	85,525,000	80,539,000	80,594,000	89,857,000
Interest-bearing deposits	71,657,000	68,797,000	67,980,000	76,604,000
Noninterest-bearing deposits	13,868,000	11,742,000	12,614,000	13,253,000
Equity capital	11,474,000	11,819,000	12,000,000	12,012,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,319,000	2,738,000	4,227,000	5,797,000
Interest expense	443,000	944,000	1,486,000	2,084,000
Net interest income	876,000	1,794,000	2,741,000	3,713,000
Noninterest income	148,000	299,000	455,000	617,000
Noninterest expense	551,000	1,137,000	1,709,000	2,368,000
Provision for loan losses	15,000	40,000	55,000	70,000
Pretax income	497,000	961,000	1,477,000	1,937,000
Income tax	164,000	320,000	487,000	527,000
Net income	333,000	641,000	990,000	1,410,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	11,484,000	11,677,000	11,892,000	12,162,000
Total capital	12,107,000	12,325,000	12,540,000	12,827,000
Risk-weighted assets	68,108,000	71,233,000	72,479,000	73,910,000