Call reports 2004

FIRST PORT CITY BANK — 2004

Name: FIRST PORT CITY BANK — FFIEC call report 2004
Creator: FIRST PORT CITY BANK

What FIRST PORT CITY BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf7f7181-7e7d-45fa-88b0-9134aaf7b6a5/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	105,856,000	103,493,000	108,463,000	108,078,000
Total loans	54,218,000	54,634,000	57,335,000	59,159,000
Allowance for loan losses	517,000	545,000	578,000	608,000
Securities available for sale	43,885,000	38,596,000	38,276,000	40,934,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	78,031,000	78,832,000	82,882,000	83,354,000
Interest-bearing deposits	64,843,000	67,473,000	69,262,000	70,570,000
Noninterest-bearing deposits	13,188,000	11,359,000	13,620,000	12,784,000
Equity capital	13,565,000	10,540,000	11,445,000	11,459,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,166,000	2,334,000	3,521,000	4,781,000
Interest expense	340,000	698,000	1,088,000	1,514,000
Net interest income	826,000	1,636,000	2,433,000	3,267,000
Noninterest income	150,000	294,000	446,000	596,000
Noninterest expense	525,000	1,075,000	1,671,000	2,269,000
Provision for loan losses	10,000	45,000	75,000	105,000
Pretax income	459,000	830,000	1,213,000	1,602,000
Income tax	132,000	240,000	367,000	501,000
Net income	327,000	590,000	846,000	1,101,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	12,676,000	10,848,000	11,001,000	11,143,000
Total capital	13,193,000	11,393,000	11,579,000	11,751,000
Risk-weighted assets	61,099,000	62,499,000	64,921,000	66,294,000