Call reports 2003
FIRST PORT CITY BANK — 2003
What FIRST PORT CITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 90,329,000 | 93,327,000 | 100,174,000 | 104,951,000 |
| Total loans | 47,556,000 | 47,238,000 | 48,447,000 | 50,603,000 |
| Allowance for loan losses | 520,000 | 519,000 | 509,000 | 511,000 |
| Securities available for sale | 32,004,000 | 36,277,000 | 41,893,000 | 44,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,787,000 | 72,270,000 | 74,518,000 | 78,168,000 |
| Interest-bearing deposits | 58,809,000 | 61,407,000 | 61,395,000 | 64,854,000 |
| Noninterest-bearing deposits | 10,978,000 | 10,863,000 | 13,123,000 | 13,314,000 |
| Equity capital | 12,377,000 | 12,748,000 | 12,470,000 | 12,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,115,000 | 3,155,000 | 4,284,000 |
| Interest expense | 346,000 | 690,000 | 1,011,000 | 1,357,000 |
| Net interest income | 724,000 | 1,425,000 | 2,144,000 | 2,927,000 |
| Noninterest income | 164,000 | 290,000 | 419,000 | 548,000 |
| Noninterest expense | 491,000 | 1,007,000 | 1,482,000 | 1,960,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 881,000 | 1,279,000 | 1,755,000 |
| Income tax | 95,000 | 202,000 | 299,000 | 437,000 |
| Net income | 324,000 | 679,000 | 980,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,811,000 | 12,051,000 | 12,236,000 | 12,464,000 |
| Total capital | 12,331,000 | 12,570,000 | 12,745,000 | 12,975,000 |
| Risk-weighted assets | 57,088,000 | 56,744,000 | 60,598,000 | 60,276,000 |